Terms of Service

Last Updated: July 1, 2020

When you use this site you are accepting our terms of use and acknowledge that you may not qualify for the products offered.

Fiorelli Financial Group LLC DBA The RateCo, reserves the right to change these Terms Of Use at any time without notice to you. We encourage you to check our Terms Of Use for the latest information.

Warranties Disclaimer

The content on this site is provided AS IS so The RateCo, whether implied or expressed, disclaims all warranties with the content on this site. The warranties include, but are not limited to: levels of quality, that the use of elements and functions will be error-free or uninterrupted, the defects will be corrected or that servers and information contained and sent from this site will be virus free or consist of other harmful components.

Limitation of Liability

To the fullest extent permitted by law, damages or injuries resulting from use of this site will not be the responsibility of The RateCo. This includes injuries or damages by any of the following: (A) the use or inability of use of this site (B) interruption or performance failure (C) site defects or errors (D)slow operation (E)Computer virus. Whether they are coincidental or incidental damage of any kind, The RateCo shall not be liable. If The RateCo has been notified of such injury or damage, even if intentional or the result of negligence, we are not liable.

User ID and Password Registration

When using The RateCo site requiring a username and password you agree to the following:

  • The RateCo is permitted to act on instructions received under your username and password.
  • The RateCo is not liable for any unauthorized access to your personal information that is not the direct result of negligence on behalf of The RateCo.
  • The password you have should remain confidential as it contains your personal information and if you suspect any unauthorized use you will notify The RateCo immediately.
  • The RateCo reserves the right to stop/block access to your online account if we believe your username or password are compromised by any unauthorized access to your personal information that has occurred or may occur.
  • The RateCo reserves the right to deny any site privileges for violating the Terms of Use.

Jurisdiction

The content provided and use of this site operate out of the company's main office located in West Chester, Pennsylvania and is governed by the state of Pennsylvania. The site and content provided are not available for states in which we are not licensed to do business or outside the jurisdiction of the United States.

Agents

Independent insurance agency Fiorelli Financial Group LLC DBA The RateCo, offers products to the consumers on behalf of the insurance companies that Fiorelli Financial Group LLC is appointed with. All state licenses are held by Fiorelli Financial Group LLC.

Trademark/Copyright

Except where otherwise indicated, all the materials that are contained in this Web site are the copyrighted property of The RateCo, its affiliated companies and/or third-party licensors. The RateCo and all other service marks, are service marks of The RateCo or its affiliates. Any unauthorized copying, distribution, display or other use of this material is prohibited.